ACCEPTEZ TOUTES LES METHODES DE PAIEMENT

ONLINE ET OFFLINE.

At PayCruiser, We Empower Potential

We believe that life should be defined by your talents, aspirations, and potential—not by artificial barriers. That’s why we’ve built PayCruiser, the world’s first truly interoperable neobanking platform, designed to connect the unconnected. With PayCruiser, anyone can use their phone number to send and receive payments globally, effortlessly bridging gaps and breaking down financial borders. It’s more than just a platform—it’s a movement toward a world where opportunities are limitless, and everyone can thrive on their own terms. PayCruiser: Where Connections Create Possibilities.

+1.7M

Registered users

+12k

Payout merchants

+5M

Unique requests per month

+$8M

USD processed per month

+140

countries

Trusted by

Experience the next evolution of financial empowerment with PayCruiser. Our innovative platform allows you to effortlessly move your money across borders, fostering interoperability that transcends geographical limitations. Whether you're banking the unbanked or connecting the disconnected, PayCruiser's visionary approach redefines global financial accessibility, empowering you to shape a world where financial freedom knows no boundaries.

Send & Receive Anywhere

Send and receive payments instantly, securely, and effortlessly—anytime, anywhere. Whether it’s a friend across the street or a loved one across the globe, PayCruiser empowers you to connect financially, even with those who don’t have a bank account. Sending money is completely free, no matter where it’s going. PayCruiser: Where possibilities begin, and limits end.

PAYCRUISER VISA DEBIT CARD

Experience financial freedom like never before with the PayCruiser Visa Card, crafted to empower everyone, whether you have a bank account or not. Stay in control with advanced features like real-time transaction tracking and the ability to lock or unlock your card instantly for added peace of mind.

Ai Financial Advisor

Card AI is your 24/7 Personal Financial Advisor; answers all your financial questions in any language and provide smart spending insights, helping you save money. With advanced algorithms, Card AI analyzes your spending patterns and generates tailored recommendations to optimize your financial decisions

Accept Payments Online and Offline–No Coding Required.

PayCruiser® streamlines business payments, letting them concentrate on operations while we manage payment tech complexities. Accept diverse payments like cards, digital modes, across web, platforms, social, offline, and in-person – Worldwide

All your payment needs with just one device.

We've created the world's 1st all-in-one POS for the unbanked, letting businesses collect payments anywhere, from anyone - no bank or cards needed. Used from remote villages to 5-star hotels like Radisson BLU.

Get paid Online and Offline.

Elevate your transactions using PayCruiser: Effortlessly operational in both online and offline modes, perfect for areas with unreliable internet connections.

PayCruiser® offers streamlined and secure payment solutions for businesses, allowing them to accept credit card and digital payments across various channels (websites, online platforms, social media, offline transactions, and in-person interactions) without any intermediaries. Their unique selling point is that they prioritize the security and autonomy of clients' funds by ensuring direct and secure deposits into their designated bank accounts, providing peace of mind and convenience. By leveraging PayCruiser®'s services, businesses can simplify their payment processes, reduce potential risks, and improve customer satisfaction, all while maintaining control over their finances.

We enable businesses to accept and access money anywhere, anytime. Funds are securely received directly in your bank account. We never touch your funds. Instead, we ensure a direct and secure deposit of the funds into your designated bank account.

Businesses and government organizations use PayCruiser every day to accept payments in areas such as healthcare, real estate, and e-commerce. PayCruiser is a registered trademark at the UNITED STATES PATENT AND TRADEMARK OFFICE.

Personal Experience

Our team has roots, relationships, and personal experience in target markets experiencing issues we are addressing.

Security and Compliance

We're a 'Security First' firm with in-house proprietary microservices, layered on-premise and cloud security, aiding businesses' compliance.

Built for the unbanked

Protecting businesses from theft, fraud & cash management, and meet or exceed Anti Money Laundering (AML) compliances.

Fraud Prevention & AML

Protecting businesses from theft, fraud & cash management, and meet or exceed Anti Money Laundering (AML) compliances.

With this device (the first of its kind), PayCruiser has revolutionized the way merchants accept payments. Say goodbye to juggling multiple payment methods. Paycruiser® offers a single solution to handle all your payments.

The PayCruiser EMV POS terminal is equipped with a built-in printer for receipts, a cash drawer, and a barcode scanner, making it an all-in-one solution for retailers. It also has a camera for scanning QR codes, and it supports various payment methods, such as credit cards, mobile money, and PayPal. In addition to its functionality, the PayCruiser POS terminal is also designed with security in mind. It is EMV-compliant, meaning it meets the highest security standards for payment processing. It also uses encryption protocols to protect sensitive data and prevent fraud. Our all-in-one POS terminal (designed for the unbanked) allows businesses to collect payments from anyone, anywhere, even if they don't have a bank account or credit card. In fact, our POS terminal can even use their mobile number or mobile wallet as a payment method. This has solved the financial exclusion problem at scale, while also enabling merchants to safely collect their money faster than ever before. We are changing the world by giving people access to the global financial system. Our solution is simple, elegant, and secure. It is a win-win for businesses and individuals alike. Imagine a world where everyone has access to the financial services they need to thrive. This is the world we are building at PayCruiser. Here are some of the benefits of PayCruiser solution:

Built for the Unbanked

Our team has roots, relationships, and personal experience in target markets experiencing issues we are addressing.

Accept All Credit Cards

Revolutionize payments with PayCruiser's cutting-edge terminal—seamlessly accepting Visa, Mastercard, Amex, and GIM UEMOA cards for unparalleled transaction versatility.

Works Online and Offline

Elevate your transactions using PayCruiser POS terminals: Effortlessly operational in both online and offline modes, perfect for areas with unreliable internet connections.

Accept PayPal Payments

Expand your global reach: PayCruiser terminals now embrace PayPal, seamlessly connecting you to a world of payment possibilities.

QR Payments ? yes we can

Simplify transactions, amplify convenience – PayCruiser terminals lead the way in effortless QR payment acceptance.

PCI/EMV Certified

Elevate security, inspire trust: PayCruiser terminals, proudly PCI/EMV certified for your peace of mind.

Through our PCI Compliant cloud-based payment infrastructure and patent-pending phone pay technology customers can make payments using their phone number as a method of payment (instead of their credit card or bank account)– This enables us to connect businesses and individuals with the world’s 2.7 billion unbanked and underbanked population previously excluded from the global financial ecosystem. PayCruiser is a financially inclusive technology for businesses, the unbanked and underbanked.

Online and On The Go

Start accepting credit card payments from your smartphones, tablets, on your website, or through our simple API, at the lowest rate in the market.

In-Store and Contactless

Transform devices into smart POS, take all card payments. Securely accept major credit/debit/EMV with sleek contactless readers.

Recurring Payments & AI Dashboards

Unleash convenience with PayCruiser: Empowering businesses with automated ease through Recurring Payments.

Voice & Video Payment

Elevate payments to a new dimension: PayCruiser, empowered by AI enable seamless Voice & Video Payments, merging innovation and convenience like never before.

Phone & SMS payments

Send a text, seal the deal – PayCruiser terminals redefine transactions with instant Phone & SMS payments.

Programmable Payments API

Unleash innovation: PayCruiser offers a Programmable Payments APIs for developers, effortlessly fusing with external apps for seamless payment integration..

Experience the next evolution of financial empowerment with PayCruiser. Our innovative platform allows you to effortlessly move your money across borders, fostering interoperability that transcends geographical limitations. Whether you're banking the unbanked or connecting the disconnected, PayCruiser's visionary approach redefines global financial accessibility, empowering you to shape a world where financial freedom knows no boundaries.

Send & Receive Anywhere

PAYCRUISER VISA DEBIT CARD

Ai Financial Advisor

Download IOS App Download Android App